Alternative Business Finance

Capital that moves
as fast as you do.

Credexa Capital purchases your future receivables — delivering working capital in as little as 24 hours, with no collateral required and no fixed monthly payments.

Get Funded Today ISO Partner Program ›
24hr
Funding turnaround
$3M
Max advance size
A–D
All credit profiles
Direct
We are the funder

For Business Owners

Future receivables,
funded now

We purchase a specified percentage of your future sales — giving you the capital you need without fixed payments or collateral.

Merchant Cash Advance

We purchase a fixed percentage of your future business receivables at a set factor rate — not a loan. Repayment flexes with your daily revenue, never fixed.

$5K – $3M available

Same-Day Decisions

Submit three months of bank statements and a one-page application. Our in-house underwriting team responds within hours — funding in as little as 24 hours.

Response within hours

All Industries Funded

Restaurants, retail, construction, trucking, healthcare, e-commerce — we fund across all verticals. High-risk industries frequently qualify through our broad credit box.

Any industry

Renewals & Stacking

Already have a position? We work with merchants who are mid-term on existing advances. Renewals, second positions, and consolidations are reviewed on a case-by-case basis.

Existing positions welcome

A direct funder
you can count on

Credexa Capital is a direct MCA funder — no intermediaries, no delays, no split decisions. Our partners get access to a wide credit box, fast turnarounds, and a team that actually picks up the phone.

  • Direct funder — we make the decision, we fund the deal
  • Dedicated funding specialist assigned to your ISO
  • A through D paper — widest possible credit box
  • Stacked and high-risk positions reviewed case by case
  • Real-time deal status updates — no chasing
  • Co-brokered and split deals accepted
Become a Partner

Why Partners Choose Credexa

Speed

Decisions in hours, funding in 24–48 hours. We move at the speed your merchants need and your pipeline demands.

Credit Box

A through D paper reviewed. Stacked positions, high-risk industries, and complex files handled with real attention — not auto-declined.

Relationship

A dedicated funding specialist on every deal — not a ticket queue. Real communication, real accountability, real partnership.

Transparency

No surprise clawbacks. No moving targets. Deals structured clearly so you build a business, not chase approvals.

Submit a Deal

Process

Funded in four steps

Our streamlined process gets capital into your hands with minimal paperwork and zero delays.

01

Apply Online

Complete our short application in under 5 minutes. No hard credit inquiry required to get started.

02

Submit Documents

Upload 3 months of business bank statements and a voided check. That’s all we need to underwrite your file.

03

Receive an Offer

Our team delivers a same-day offer detailing your advance amount, factor rate, retrieval rate, and total payback — fully transparent.

04

Get Funded

E-sign your purchase agreement and funds are wired directly to your account — same or next business day.

Ready to
move forward?

Whether you’re a business owner seeking working capital or an ISO ready to send deals, complete the form and a member of our team will reach out within 2 business hours.

Hours Mon – Fri, 9 AM – 7 PM ET
Location New York, NY

Business Owner
ISO / Partner
Drop files or click to upload
Bank statements, voided check, or any relevant docs  ·  PDF, JPG, PNG, DOC, XLS

Max 10MB per file  ·  Up to 5 files

We respond within 2 business hours  ·  Soft pull only  ·  No obligation

Application Received

A member of our team will be in touch within 2 business hours.

E html> Credexa Capital — Business Funding That Moves Fast
Alternative Business Finance

Capital that moves
as fast as you do.

Credexa Capital purchases your future receivables — delivering working capital in as little as 24 hours, with no collateral required and no fixed monthly payments.

Get Funded Today ISO Partner Program ›
24hr
Funding turnaround
$3M
Max advance size
A–D
All credit profiles
Direct
We are the funder

For Business Owners

Future receivables,
funded now

We purchase a specified percentage of your future sales — giving you the capital you need without fixed payments or collateral.

Merchant Cash Advance

We purchase a fixed percentage of your future business receivables at a set factor rate — not a loan. Repayment flexes with your daily revenue, never fixed.

$5K – $3M available

Same-Day Decisions

Submit three months of bank statements and a one-page application. Our in-house underwriting team responds within hours — funding in as little as 24 hours.

Response within hours

All Industries Funded

Restaurants, retail, construction, trucking, healthcare, e-commerce — we fund across all verticals. High-risk industries frequently qualify through our broad credit box.

Any industry

Renewals & Stacking

Already have a position? We work with merchants who are mid-term on existing advances. Renewals, second positions, and consolidations are reviewed on a case-by-case basis.

Existing positions welcome

A direct funder
you can count on

Credexa Capital is a direct MCA funder — no intermediaries, no delays, no split decisions. Our partners get access to a wide credit box, fast turnarounds, and a team that actually picks up the phone.

  • Direct funder — we make the decision, we fund the deal
  • Dedicated funding specialist assigned to your ISO
  • A through D paper — widest possible credit box
  • Stacked and high-risk positions reviewed case by case
  • Real-time deal status updates — no chasing
  • Co-brokered and split deals accepted
Become a Partner

Why Partners Choose Credexa

Speed

Decisions in hours, funding in 24–48 hours. We move at the speed your merchants need and your pipeline demands.

Credit Box

A through D paper reviewed. Stacked positions, high-risk industries, and complex files handled with real attention — not auto-declined.

Relationship

A dedicated funding specialist on every deal — not a ticket queue. Real communication, real accountability, real partnership.

Transparency

No surprise clawbacks. No moving targets. Deals structured clearly so you build a business, not chase approvals.

Submit a Deal

Process

Funded in four steps

Our streamlined process gets capital into your hands with minimal paperwork and zero delays.

01

Apply Online

Complete our short application in under 5 minutes. No hard credit inquiry required to get started.

02

Submit Documents

Upload 3 months of business bank statements and a voided check. That’s all we need to underwrite your file.

03

Receive an Offer

Our team delivers a same-day offer detailing your advance amount, factor rate, retrieval rate, and total payback — fully transparent.

04

Get Funded

E-sign your purchase agreement and funds are wired directly to your account — same or next business day.

Ready to
move forward?

Whether you’re a business owner seeking working capital or an ISO ready to send deals, complete the form and a member of our team will reach out within 2 business hours.

Hours Mon – Fri, 9 AM – 7 PM ET
Location New York, NY

Business Owner
ISO / Partner
Drop files or click to upload
Bank statements, voided check, or any relevant docs  ·  PDF, JPG, PNG, DOC, XLS

Max 10MB per file  ·  Up to 5 files

We respond within 2 business hours  ·  Soft pull only  ·  No obligation

Application Received

A member of our team will be in touch within 2 business hours.